Referral and Rewards
Promotion Terms and Conditions

By participating in the hyve Referral and Rewards Program you are agreeing to the hyve Referral and Rewards Agreement.


The hyve Referral and Rewards Program consists of limited-time promotional offerings. Please review the offerings below to see which promotions are available to you under the hyve Referral and Rewards Program at the time you make referrals.


Hyve x Decade Investor –Earn $20 for funding your first goal

The Reward

Each eligible hyve user that completes their initial account setup through the Decade Investor referral link, creates their first goal, and deposits $5 or more within their first thirty days of joining during the promotional period (September 25 – October 1, 2023) in accordance with the eligibility criteria below, will receive a $20 bonus by hyve toward one of their goals. This reward is limited to the one time and in accordance with the hyve Referral and Rewards Program Agreement.


Eligibility

You are eligible to receive for this reward a one-time funding of $20 in a goal after (1) signing up during the promotional period (September 25 – October 1, 2023) for a new hyve account through the Decade Investor referral link; (2) complete an initial $5 funding in a hyve goal from a linked bank account funding source within fourteen (30) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first goal funding. Anyone who earns a reward under this promotion will only receive such reward if their hyve account are verified, they have completed the Know Your Customer (“KYC”) process, have a linked funding source of which they are the owner, and are in good standing with hyve at all times between meeting the eligibility criteria and the time the reward is invested. At hyve’s discretion, we can waive these requirements. Hyve reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.


Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Hyve Invest, LLC (“hyve”), an SEC-registered investment advisor. Brokerage services are provided to clients of hyve by Alpaca Securities LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and hyve’s fees before investing. hyve reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Hyve reserves the right to restrict, revoke or change this offer at any time at its discretion. Hyve reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Hyve may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Hyve referral rewards offered during the same promotional period. Hyve is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Hyve customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Hyve. All referrals must be made in accordance with the Hyve Referral and Rewards Program Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Hyve is not a bank. Deposit accounts and related banking services are offered through Synapse Financial Technologies, Inc. and its affiliates (collectively, “Synapse”), a list of which can be found at https://synapsefi.com/list-of-program-banks. Copyright © 2023 Hyve and/or its affiliates.


hyve –Earn $5 the first time you support a friend

The Reward

Each eligible hyve user that completes their initial account setup, creates their first goal, and deposits $5 or more in a friend’s goal within their first thirty days of joining during the promotional period (September 5 – September 31, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by hyve in your toward one of your goals. This reward is limited to the one time and in accordance with the hyve Referral and Rewards Program Agreement.


Eligibility

You are eligible to receive for this reward a one-time funding of $5 in a goal after (1) signing up during the promotional period (September 5 – September 31, 2023) for a new hyve account; (2) complete an initial $5 funding in a hyve goal from a linked bank account funding source within fourteen (30) days after the end of the Promotional Period; (3) support a friend’s goal with a deposit of $5 or more; and (4) maintain their account in good standing for 30 days following the settlement of their first goal funding. Anyone who earns a reward under this promotion will only receive such reward if their hyve account are verified, they have completed the Know Your Customer (“KYC”) process, have a linked funding source of which they are the owner, and are in good standing with hyve at all times between meeting the eligibility criteria and the time the reward is invested. At hyve’s discretion, we can waive these requirements. Hyve reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.


Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Hyve Invest, LLC (“hyve”), an SEC-registered investment advisor. Brokerage services are provided to clients of hyve by Alpaca Securities LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and hyve’s fees before investing. hyve reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Hyve reserves the right to restrict, revoke or change this offer at any time at its discretion. Hyve reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Hyve may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Hyve referral rewards offered during the same promotional period. Hyve is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Hyve customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Hyve. All referrals must be made in accordance with the Hyve Referral and Rewards Program Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Hyve is not a bank. Deposit accounts and related banking services are offered through Synapse Financial Technologies, Inc. and its affiliates (collectively, “Synapse”), a list of which can be found at https://synapsefi.com/list-of-program-banks. Copyright © 2023 Hyve and/or its affiliates.



hyve – Weekly Referral Contest - $1000 referral promotion – Week of September 25, 2023

hyve will give away a total of $1000 to the top three users ($500 to first place, $350 to second place and $150 to third place) with the most referrals during the Promotion Period. Friends must be a new hyve customer, must complete registration between 12:00 am EST 9/25/2023 and 11:59pm EST 10/1/2023 (the Promotional Period), each have a verified account in good standing, complete ID verification, and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be added to a goal within 30 days once hyve verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of hyve. All referrals must be made in accordance with the hyve Referral and Rewards Agreement and Referral and Rewards Promotion Terms and Conditions. Limit one Bonus per Referrer. 


Rewards for inviting friends to join hyve are a limited time offer. Rewards are in the form of a contribution to one of your existing goals on hyve. At the end of the Promotion Period hyve will determine the user with the most referrals. If all accounts remain in good standing for at least 30 days from the end of the Qualification Period, hyve will make a contribution to an existing goal within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for hyve before. hyve defines an account in good standing as a verified account with a linked funding source that is owned by the Referee for the account and a successful investment. Hyve reserves the right to restrict or revoke this offer at any time.  Hyve may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  Anyone who earns a reward under this promotion will only receive such reward if their hyve account is verified and in good standing with hyve at all times between meeting the eligibility criteria and the time the reward is invested. At hyve’s discretion, we can waive these requirements.


This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Hyve Invest, LLC (“hyve”), an SEC-registered investment advisor. Brokerage services are provided to clients of hyve by Alpaca Securities LLC (“Alpaca”), an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and hyve’s fees before investing. hyve reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. hyve reserves the right to restrict, revoke or change this offer at any time at its discretion. Hyve reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. hyve may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. Hyve is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new hyve customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of hyve. All referrals must be made in accordance with the hyve Referral and Rewards Program Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Hyve is not a bank. Certain services are offered through Synapse Financial Technologies, Inc. and its affiliates (collectively, “Synapse”). Synapse is not a bank and is not affiliated with hyve. Cash management programs are provided through Synapse Brokerage LLC (“Synapse Brokerage”), an SEC-registered broker-dealer and member of FINRA and SIPC. Additional information about Synapse Brokerage can be found on FINRA’s BrokerCheck. See Synapse Terms of Service, Privacy Policy, and the applicable disclosures and agreements available in Synapse’s Disclosure Library for more information. The Partner Financial Institution(s) participating in a Synapse cash management program can be found in the List of Program Banks.


hyve – Weekly Referral Contest - $500 to user with most referrals– Week of September 18, 2023

Friends must be a new hyve customer, must complete registration between 12:00 am EST 9/18/2023 and 11:59pm EST 9/24/2023 (the Promotional Period), each have a verified account in good standing, complete ID verification, and maintain their account in good standing for at least 30 days from the last day of the Qualification Period. Bonuses will be added to a goal within 30 days once hyve verifies all eligibility criteria have been met. Referral awards are made at the sole discretion of hyve. All referrals must be made in accordance with the hyve Referral and Rewards Agreement and Referral and Rewards Promotion Terms and Conditions. Limit one Bonus per Referrer. 


Rewards for inviting friends to join hyve are a limited time offer. Rewards are in the form of a contribution to one of your existing goals on hyve. At the end of the Promotion Period hyve will determine the user with the most referrals. If all accounts remain in good standing for at least 30 days from the end of the Qualification Period, hyve will make a contribution to an existing goal within 60 days. To be eligible for the reward, the persons you refer must be new customers and use your personal invitation code or referral link when they sign up during the Promotional Period. A new customer means a natural person who has never begun signing up for hyve before. hyve defines an account in good standing as a verified account with a linked funding source that is owned by the Referee for the account and a successful investment. Hyve reserves the right to restrict or revoke this offer at any time.  Hyve may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it.  Anyone who earns a reward under this promotion will only receive such reward if their hyve account is verified and in good standing with hyve at all times between meeting the eligibility criteria and the time the reward is invested. At hyve’s discretion, we can waive these requirements.


This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Hyve Invest, LLC (“hyve”), an SEC-registered investment advisor. Brokerage services are provided to clients of hyve by Alpaca Securities LLC (“Alpaca”), an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and hyve’s fees before investing. hyve reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. hyve reserves the right to restrict, revoke or change this offer at any time at its discretion. Hyve reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. hyve may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. Hyve is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new hyve customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of hyve. All referrals must be made in accordance with the hyve Referral and Rewards Program Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Hyve is not a bank. Certain services are offered through Synapse Financial Technologies, Inc. and its affiliates (collectively, “Synapse”). Synapse is not a bank and is not affiliated with hyve. Cash management programs are provided through Synapse Brokerage LLC (“Synapse Brokerage”), an SEC-registered broker-dealer and member of FINRA and SIPC. Additional information about Synapse Brokerage can be found on FINRA’s BrokerCheck. See Synapse Terms of Service, Privacy Policy, and the applicable disclosures and agreements available in Synapse’s Disclosure Library for more information. The Partner Financial Institution(s) participating in a Synapse cash management program can be found in the List of Program Banks.



hyve – Refer more, earn more – Earn $5 for each referral

The Reward

Each time someone new joins hyve, completes their initial account setup, creates their first goal, and deposits $5 or more within their first thirty days of joining using your personal invitation code or referral link that you shared with them during the promotional period (September 5 – September 31, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by hyve in your toward one of your goals. These rewards will be made each time you and your referral meet the eligibility criteria below in accordance with the hyve Referral and Rewards Program Agreement.


Eligibility

You are eligible to receive for this reward each time a new hyve customer, meaning a natural person who has never begun signing up for hyve before, (1) uses your personal invitation code or referral link that you shared with them during the promotional period (September 5 – September 31, 2023) when they sign up for a new hyve account; (2) complete an initial $5 funding in a hyve goal from a linked bank account funding source within fourteen (30) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first goal funding. Anyone who earns a reward under this promotion will only receive such reward if their hyve account are verified, they have completed the Know Your Customer (“KYC”) process, have a linked funding source of which they are the owner, and are in good standing with hyve at all times between meeting the eligibility criteria and the time the reward is invested. At hyve’s discretion, we can waive these requirements. Hyve reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.


Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Hyve Invest, LLC (“hyve”), an SEC-registered investment advisor. Brokerage services are provided to clients of hyve by Alpaca Securities LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and hyve’s fees before investing. hyve reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Hyve reserves the right to restrict, revoke or change this offer at any time at its discretion. Hyve reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Hyve may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Hyve referral rewards offered during the same promotional period. Hyve is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Hyve customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Hyve. All referrals must be made in accordance with the Hyve Referral and Rewards Program Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Hyve is not a bank. Deposit accounts and related banking services are offered through Synapse Financial Technologies, Inc. and its affiliates (collectively, “Synapse”), a list of which can be found at https://synapsefi.com/list-of-program-banks. Copyright © 2023 Hyve and/or its affiliates.


hyve –Earn $5 for funding your first goal

The Reward

Each eligible hyve user that completes their initial account setup, creates their first goal, and deposits $5 or more within their first thirty days of joining during the promotional period (September 5 – September 31, 2023) in accordance with the eligibility criteria below, will receive a $5 bonus by hyve toward one of their goals. This reward is limited to the one time and in accordance with the hyve Referral and Rewards Program Agreement.


Eligibility

You are eligible to receive for this reward a one-time funding of $5 in a goal after (1) signing up during the promotional period (September 5 – September 31, 2023) for a new hyve account; (2) complete an initial $5 funding in a hyve goal from a linked bank account funding source within fourteen (30) days after the end of the Promotional Period; and (3) maintain their account in good standing for 30 days following the settlement of their first goal funding. Anyone who earns a reward under this promotion will only receive such reward if their hyve account are verified, they have completed the Know Your Customer (“KYC”) process, have a linked funding source of which they are the owner, and are in good standing with hyve at all times between meeting the eligibility criteria and the time the reward is invested. At hyve’s discretion, we can waive these requirements. Hyve reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.


Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Hyve Invest, LLC (“hyve”), an SEC-registered investment advisor. Brokerage services are provided to clients of hyve by Alpaca Securities LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and hyve’s fees before investing. hyve reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Hyve reserves the right to restrict, revoke or change this offer at any time at its discretion. Hyve reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Hyve may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Hyve referral rewards offered during the same promotional period. Hyve is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Hyve customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Hyve. All referrals must be made in accordance with the Hyve Referral and Rewards Program Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Hyve is not a bank. Deposit accounts and related banking services are offered through Synapse Financial Technologies, Inc. and its affiliates (collectively, “Synapse”), a list of which can be found at https://synapsefi.com/list-of-program-banks. Copyright © 2023 Hyve and/or its affiliates.


hyve –Earn $5 the first time you support a friend

The Reward

Each eligible hyve user that completes their initial account setup, creates their first goal, and deposits $5 or more in a friend’s goal within their first thirty days of joining during the promotional period (September 5 – September 31, 2023) in accordance with the eligibility criteria below, you will receive a $5 investment by hyve in your toward one of your goals. This reward is limited to the one time and in accordance with the hyve Referral and Rewards Program Agreement.


Eligibility

You are eligible to receive for this reward a one-time funding of $5 in a goal after (1) signing up during the promotional period (September 5 – September 31, 2023) for a new hyve account; (2) complete an initial $5 funding in a hyve goal from a linked bank account funding source within fourteen (30) days after the end of the Promotional Period; (3) support a friend’s goal with a deposit of $5 or more; and (4) maintain their account in good standing for 30 days following the settlement of their first goal funding. Anyone who earns a reward under this promotion will only receive such reward if their hyve account are verified, they have completed the Know Your Customer (“KYC”) process, have a linked funding source of which they are the owner, and are in good standing with hyve at all times between meeting the eligibility criteria and the time the reward is invested. At hyve’s discretion, we can waive these requirements. Hyve reserves the right to request additional documentation for identity and/or bank account verification before issuing payments.


Important Risk Disclosures and Additional Information

This promotion is a limited time offer. Investing involves risk including the loss of principal. Investment advisory services provided by Hyve Invest, LLC (“hyve”), an SEC-registered investment advisor. Brokerage services are provided to clients of hyve by Alpaca Securities LLC, an SEC-registered broker-dealer and member FINRA/SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. Investments are not FDIC insured and may lose value. Please consider your objectives, risk tolerance, and hyve’s fees before investing. hyve reserves the right to restrict or revoke any and all offers at any time. Past performance is not a guarantee of future results. Hyve reserves the right to restrict, revoke or change this offer at any time at its discretion. Hyve reserves the right to request additional documentation for identity and/or bank account verification before issuing payments. Hyve may provide other offers to other customers during the same promotional period. Your reward will be calculated based on the offer and promotional terms presented to you when you qualify to receive it. You will only receive one referral reward, the one offered to you in the terms of this promotion, for each qualifying referral if there are multiple Hyve referral rewards offered during the same promotional period. Hyve is not responsible for any failure on your part to maintain your account in good standing or otherwise meet standards for qualifying for this promotion. This promotion only applies to referrals of new Hyve customers. For the avoidance of doubt, if either you or the customer you refer is ineligible for the reward under this promotion, neither party will receive the reward. Referral awards are made at the sole discretion of Hyve. All referrals must be made in accordance with the Hyve Referral and Rewards Program Agreement. You can also receive additional rewards under other promotional offers that may be available at the same time as this promotion unless it is specifically excluded by such other promotion. Securities in your investment account(s) protected up to $500,000. For details, please see www.sipc.org. Hyve is not a bank. Deposit accounts and related banking services are offered through Synapse Financial Technologies, Inc. and its affiliates (collectively, “Synapse”), a list of which can be found at https://synapsefi.com/list-of-program-banks. Copyright © 2023 Hyve and/or its affiliates.

Last updated: 10/10/2022

1 Hyve is not a bank. Certain services are offered through Synapse Financial Technologies, Inc. and its affiliates (collectively, “Synapse”). Synapse is not a bank and is not affiliated with hyve. Cash management programs are provided through Synapse Brokerage LLC (“Synapse Brokerage”), an SEC-registered broker-dealer and member of FINRA and SIPC. Additional information about Synapse Brokerage can be found on FINRA’s BrokerCheck. See Synapse Terms of Service, Privacy Policy, and the applicable disclosures and agreements available in Synapse’s Disclosure Library for more information. The Partner Financial Institution(s) participating in a Synapse cash management program can be found in the List of Program Banks.

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Hyve Invest, Inc. is a wholly-owned subsidiary of Hyve, Inc. and an SEC-registered investment adviser. SEC Registration does not imply any level of skill or training. More information about Hyve Invest Inc., including our investment strategies, fees, and objectives, can be found in our ADV Part 2, which is available on the SEC website. Certain Hyve Investment Services are provided in partnership with Alpaca Securities LLC (“Alpaca”), a registered broker dealer, member of Financial Industry Regulatory Authority (“FINRA”) and Securities Investor Protection Corporation (“SIPC”). For details on SIPC protection, please visit sipc.org. Investments are not FDIC insured and may lose value. Investing in securities involves risk, including possible loss of principal and fluctuation in value. Past performance does not guarantee or indicate future results. Please consider, among other important factors, your investment objectives and your risk tolerance.